While we recommend in most personal injury cases that a lawyer should be hired to help you with preparation and settlement of a personal injury claim, occasionally, if there is minor damage, minimal medical expenses, and clear liability, it is possible, and even preferable, to settle the case on your own. We have a free legal guide to help in such cases, which highlights some of the issues you will have to resolve, and how to negotiate with the insurance company to resolve your case directly. Ask us today for a free legal guide on how to settle your own minor personal injury claim.
If you were in a Virginia, Maryland or Washington DC car crash that only caused minor damages or injuries, it’s likely that you’ll be able to reach an appropriate settlement without involving an attorney. However, if you were in an accident with significant loss or legal complications, you want your case in the hands of a skilled Falls Church auto accident lawyer who will be able to give you the best possible outcome for you and your family, both legally and financially.
The attorneys at The Strong Law Firm know your rights. If your insurance provider is offering you an unfair settlement or denying your claim, we might be able to help you recover more financially. If you or a family member is facing charges in a vehicle collision, working with us may improve your chances of getting those charges reduced or even dismissed. If you recovery needs exceed the lost wages and medical bills immediately resulting from your Virginia car wreck, working with us may increase your chances of winning your claim.
The Strong Law Firm offers free case consultations to answer your questions. Contact us at 703-350-4241 or fill out our quick online form to schedule an appointment today.
In addition, order a copy of our must-read book, How to Handle and Win Your Personal Injury Claim in Virginia, Maryland or District of Columbia.
Unfortunately, without looking at the specifics of your situation, I can’t tell you for certain whether filing for bankruptcy in Virginia will help you stop foreclosure on your home. However, I can tell you that filing for bankruptcy will generally at least lead to delaying foreclosure in Virginia. Usually, the foreclosure sale of your home is delayed by court order when you file, and remain pending until you have completed the bankruptcy process.
Keep in mind that there are some cases in which filing bankruptcy will not delay the foreclosure on your home. If your mortgage lender files a motion with the court to life the automatic stay, the foreclosure sale may proceed if the court approves the request. Also, if you wait too long or don’t respond to notices from your lender, it may be too late to stop the sale of your home.
Many families find that they are ultimately able to keep their homes because they chose to file bankruptcy, and they are often able to negotiate more workable terms with their mortgage lenders through the process. Although bankruptcy isn’t right for everyone, it is an option worth considering if you are facing foreclosure and have been struggling under a debt burden that threatens to wreck your future.
For more specific answers to your foreclosure and bankruptcy questions, please seek the guidance of an experienced Northern Virginia bankruptcy attorney as soon as possible. You can reach the Strong Law Firm at 877-344-8189 today, and we’d be happy to meet with you in a completely free and confidential legal consultation to talk over your options and hear more about your situation.
At the very least, filing for bankruptcy may help to delay foreclosure proceedings. Immediately upon entering a petition for either Chapter 7 or Chapter 13, the bankruptcy court will issue an “Order for Relief.” Part of the order includes an “automatic stay,” stopping creditors from pursuing any further collection activities against you while your case is pending. This usually delays foreclosure for the duration of the filing process, up to four months. Lenders do have the option of filing a motion to lift the stay, shortening the amount of time you will be protected from foreclosure by as much as half. Also, in many states, the effectiveness of an automatic stay is significantly limited if the lender has already filed a notice of default. Chapter 13 bankruptcy provides special allowances that might make it easier to avoid foreclosure entirely, including discharge from secondary mortgages upon successful completion of your repayment plan. The Virginia Bankruptcy lawyers at The Strong Law Firm offer complimentary financial consultations to clients in Virginia, Washington DC and Maryland. If you are overwhelmed with debt and need to know your options, schedule an appointment by calling 877-344-8189 today.
What should I tell the other driver’s insurance adjuster who keeps calling me to discuss the accident?
In most cases, there is no reason to discuss your case with the other party’s insurance adjuster. Let your lawyer discuss the facts of your case on your behalf. Your lawyer is better at discussing the merits of your case, and his statements cannot be used against you at trial. If you discuss the case directly with the adjuster, then your statements may be introduced at trial for the purpose of reducing your case value.
What is the difference between chapter 7 and a chapter 12 bankruptcy?
One of the shockingly common causes of driver error is drowsy driving. National Highway Traffic Safety and Administration statistics estimate that over 71,000 people get injured every year due to drowsy driving, and 1,500 die. Obviously, driving while fatigued should be avoided at all costs. But this raises an interesting question:
When does a tired driver become a dangerously fatigued driver?
Pulling an “all-nighter” almost instantly qualifies you as dangerously fatigued. For instance, a study out of Australia found that your level of cognitive impairment after 24 hours of wakefulness is equivalent to the impairment suffered by a driver with a blood-alcohol content of 0.10%. But what if you have been awake 18 hours? What about 14 hours? What if you chronically undersleep due to a condition like sleep apnea?
Many situations involve judgment calls. If you make the wrong call at the wrong time, you could cause a serious accident or even kill someone. The important thing is to regularly reassess your driving capacities. Avoid driving under the influence, speeding, driving while emotionally distressed, etc. These individual factors are critical.
You also need to pay attention to your composite driving profile. Realistically, do you feel safe enough to drive? Would an outside observer agree with you? Learn to err on the side of caution. If you notice that you have a habit of driving while fatigued or almost fatigued, pay attention to that habit and do what you can to limit it or at least make it less dangerous.
If you or someone you love has been in a crash where drowsy driving was a contributing factor, you need the services of a Falls Church auto accident lawyer to help you get compensation for your devastating road event. The Virginia accident attorneys at the Strong Law Firm can analyze your case, suggest possible avenues, and stay with you every step of the way. Call us today at 887-344-8189 to request a free consultation.
With the cost of healthcare rising, many families find themselves struggling with hospital bills, doctor’s bills, lab bills, and prescription costs. Unfortunately, even those who are insured may end up owing thousands—or tens of thousands—of dollars for necessary medical care. This can put an extreme strain on families, and many people facing large medical debts ultimately choose to file for bankruptcy in Virginia.
When you file for bankruptcy, all of your debts will be considered, including your medical bills. Depending on the type of bankruptcy you pursue and other factors, your medical debts may be discharged or reduced along with your other debts. Although you cannot choose to only include your medical debt in your bankruptcy case, you may find that filing for bankruptcy and taking care of your overall debt is the best solution for taking care of the financial pressure from your medical expenses.
If your doctor refuses to treat you due to your overdue medical bills, filing for bankruptcy may or may not have an impact. Healthcare providers may have varying policies regarding your account after bankruptcy, and it is best to speak with your providers about their policies on debts discharged through bankruptcy. Keep in mind, though, that any hospital that receives federal funding cannot refuse treatment because you have a past-due balance.
If you have further questions about medical debt and bankruptcy in Virginia, please feel free to contact a Falls Church bankruptcy attorney with the Strong Law Firm today at 703-350-4241 to schedule a free and confidential consultation.
Most lawyers charge one third of the GROSS recovery on your personal injury case. Some will even charge more when your case goes to trial. You should never consider a law firm that charges more than that to settle your case if it does not need to go to trial. There are plenty of competent attorneys who can handle your case for a reasonable fee. At The Strong Law Firm, we offer a Fair and Reasonable approach to your case legal fee. We do state that our normal charge is one third of your recovery, but we also consider the medical costs and the net take home recovery to you in determining our final fee. Ask about our Fair and Reasonable Fee structure when you make an appointment to discuss your case with our attorneys.