Q How long does a Virginia bankruptcy filing stay on my credit report? A One consideration in deciding between Chapter 7 liquidation bankruptcy and Chapter 13 personal reorganization bankruptcy is the amount of time the bankruptcy will remain on your credit report.

After a successful Chapter 7 bankruptcy filing, you will be released, or discharged from most or all of your existing debt. A Chapter 7 bankruptcy will remain on your credit report for 10 years following the date of discharge.

However, a Chapter 13 bankruptcy will only remain on your report for 7 years after the date of filing. Because repayment schedules under Chapter 13 take 3 to 5 years to complete, that means that filing Chapter 13 will only impact your credit report for 2 to 4 years after completing the bankruptcy process.

Filing for any form of bankruptcy will stay on your court records for approximately 20 years.

Bankruptcy law is increasingly complicated. To improve your odds of a successful filing, you will want legal assistance. The Falls Church bankruptcy attorneys at The Strong Law Firm serve clients in Virginia, Maryland and District of Columbia. Schedule a confidential consultation today by calling our offices at 877-344-8189 or filling out the quick online contact form. Back Next See All

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Affordable and Experienced Legal Representation for Local Businesses: Start Ups, Small Business Contracts, ABC/ABRA Violations and Licensing, Lease Negotiations, Buy-Sell Agreements, Business Immigration Cases, Shareholder Dispute Resolution – at Reasonable Cost for Legal Fees. Many Flat Rate Fees for Most Services Available. Call us at 703-350-4241 for information.

Tests, and other serious traffic violations.

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by Michael Strong mstrong@stronglawfirm.com Connect with me

Senior Attorney, Strong Law Firm

Strong Representation.

We have over 30 YEARS of experience in advocating for victims of catastrophic and personal injuries, and recovered millions for families who've lost loved ones.

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